how it works

group.finance helps you manage expenses among your friends (or acquaintances), making it simple to keep track of day-to-day expenses or purchases on group trips.

When you pay for something that other people participated in, you add it as an expense.

Only the person who paid should add the expense.
When adding an expense, you can either split it with your acquaintances, or split it among a group that you're a member of.
To add other users as acquaintances, search for them in the search bar at the top of the page.
When someone else adds an expense that you're involved in (or sends you a message), you'll get an email notification. You can control the frequency of email notifications from the my profile page.
If someone adds you to an expense that you disagree with, you can decline it. After that, it will no longer be part of your balance, unless you re-accept it.

Create a group to make it easier to organize expenses for a group trip or with roommates.

You can see your groups or create new groups on the my groups page.

You can see your balances with other people on the my tabs page.

Click on a person there to see your full tab with them.

When you want to settle up with someone, go to their tab and click "resolve tab" to pay them back. If the other user has Venmo or Zelle, you'll see that there.

After you've settled up with another user, add a resolution on their group.finance tab to record that. Once the other person receives the payment, they can accept the resolution to confirm that they received it, at which point your balance with them will be updated to include the resolution.
If the other user uses Venmo, there will be a button under "resolve tab" on their tab to pay them back through Venmo and automatically record a resolution in group.finance.
- This just opens the Venmo app with their username and amount owed pre-filled; group.finance itself has no access to your Venmo account.
You can set how you want others to pay you back (Venmo or Zelle) on the my profile page.

"Group dot finance" is a mouthful. What should I call it in casual conversation?

When referring to the app/website itself: g.f ("gee dot eff")
- I love g.f.; it's way better than Splitwise.
- I just gave Jake some ideas for g.f improvements; he loves receiving useful feedback.
When referring to a specific user tab or group tab: the ledger
- Whoever paid for dinner, just put it on the ledger.
- Do I owe you money? Let's check the ledger.
- Has everyone entered their expenses for the ski trip into the ledger?

To get started, create an account or log in.